Mortgage Prep before applying
One prevalent observation throughout my years in the mortgage industry is that approximately 70% of clients seeking a mortgage are ill-prepared for the process. Understanding mortgages and financial products is not something typically taught, leaving many individuals unaware of the specifics involved…
You should have started your retirement plan yesterday
When I began my professional journey, I enrolled in a standard company pension plan, allocating my contributions evenly between Bonds and Equity funds. My intent was to strike a balance and minimize risk. However, upon reviewing my statements, it became clear that my investment was stagnating…
Meal Planning is a secret weapon.
When I was in university, living in a foreign country on a tight student budget, I faced the challenge of making a few hundred dollars cover rent, tuition, and groceries. The key strategy that saved me was meal prepping…